IMPORTANT NEWS CORONAVIRUS (COVID-19) COVER IS NOW AVAILABLE - We can confirm all of our policies now provide cover for Medical and other Expenses outside of the United Kingdom if you contract Coronavirus (COVID-19) whilst abroad. Some of our policies now also offer other additional Coronavirus (COVID-19) benefits. The policies that offer the additional cover are clearly marked where we display our prices along with the full terms and conditions. Further details of the cover can be found here. All our policies will only provide cover, if prior to your trip commencing, the Foreign and Commonwealth Office has NOT advised against all (or all but essential) travel to your chosen destination. If you are travelling against advice outlined by the FCO https://www.gov.uk/foreign-travel-advice you will NOT be able to make a claim. Please ensure that your chosen destination is one that is permitted for non-essential travel. We can assist you via telephone Monday - Friday 9am - 5pm or alternatively email email@example.com. If your query is regarding a claim please click here for further details.
If you have a previously existing medical condition finding the right travel insurance can be time-consuming. Here at medical travel insurance, we offer you cover for your pre-existing medical conditions. Have a look at the list below here we have listed a few common conditions which we provide cover for:
Don’t worry if your medical condition is not included within the list above. We provide cover many more medical conditions. Please note the cover available will vary depending on each individual's medical screening.
If at the time of purchasing your policy you are currently being prescribed medication or have consulted a hospital specialist within the last 12 months, you will be required to screen your medical condition. Please be aware that an additional premium may be required, this will depend on the condition as well as how severe the condition is. The quickest way to find out if we are able to cover your medical condition would be to proceed to the quote process. After filling in your trip information you will be able to look up any medical condition and then find out if we will be able to provide you with a quote.
You will need to declare all pre-existing medical conditions when you buy travel insurance.
To make things a bit simpler we have put together a few helpful tips which along with our simple online medical screening system it shouldn’t take you very long to get back a whole list of suitable quotations for your forthcoming trip:
You won’t necessarily have to incur extra cost to cover a pre-existing medical condition. It depends on what the condition is, how recent it is, whether you are undergoing treatment, or if the condition is well managed with medication. Sometimes, for something like mild asthma with no recent attacks, there is no increased cost to your travel insurance at all.
When purchasing travel insurance it is very important that all medical conditions are declared before purchasing a policy. Failing to inform your insurer will mean that you will not be covered in an event of a claim in which the claim involves the previous existing medical condition. To avoid having to cover medical expenses yourself you should make sure that all of your medical conditions are disclosed before purchasing your policy. This applies to all travellers with a pre-existing medical condition.
Our medical travel insurance team are ready to provide you with assistance regarding your quote. If you would prefer to talk to an advisor to receive a quote or have a query please contact our UK based customer service team. Find out our details on our contact us page.