IMPORTANT NEWS CORONAVIRUS (COVID-19) COVER IS NOW AVAILABLE - We can confirm all of our policies now provide cover for Medical and other Expenses outside of the United Kingdom if you contract Coronavirus (COVID-19) whilst abroad. Some of our policies now also offer other additional Coronavirus (COVID-19) benefits. The policies that offer the additional cover are clearly marked where we display our prices along with the full terms and conditions. Further details of the cover can be found here. All our policies will only provide cover, if prior to your trip commencing, the Foreign and Commonwealth Office has NOT advised against all (or all but essential) travel to your chosen destination. If you are travelling against advice outlined by the FCO https://www.gov.uk/foreign-travel-advice you will NOT be able to make a claim. Please ensure that your chosen destination is one that is permitted for non-essential travel. We can assist you via telephone Monday - Friday 9am - 5pm or alternatively email firstname.lastname@example.org. If your query is regarding a claim please click here for further details.
Many brits travelling in Europe think that the European Health Insurance Card, (the EHIC) allows them to receive free medical treatment as if they were at home in the UK. Unfortunately that’s not actually the case... Whilst these cards can certainly help reduce medical costs and occasionally offer users access to free medical health care, they only offer access to what a ‘local resident’ would have.Basically EHIC card holders are entitled to treatment at the same cost as a local citizen would be at any state-run hospital or GP in any EU country (this also includes Iceland, Liechtenstein, Norway and Switzerland).
A leading comparison engine carried out a recent survey which resulted in almost seventy percent of people thinking that the EHIC entitled them to free emergency medical care anywhere in Europe (six percent even thought this was anywhere in the world). The GoCompare survey also found six percent who saw the EHIC as an alternative to travel insurance.
The answer is most definitely yes, especially if you travel regularly, the application is free on an official government website and whilst the little bit of plastic doesn’t cover all medical expenses it can certainly help reduce the costs when a holder is travelling around Europe. The EHIC certainly complements a good travel insurance policy but certainly isn’t a replacement. Many European holiday resorts have private run clinics and hospitals nearby, not all of these will happily accept the EHIC card.
Currently the EHIC service remains as is, at the time of writing there has been no announcement regards changes or a cancellation of service.
For a more complete guide to the European Health Insurance Card please take a look here.
Our medical travel insurance team are ready to provide you with assistance regarding your quote. If you would prefer to talk to an advisor to receive a quote or have a query please contact our UK based customer service team. Find out details on our contact us page.