IMPORTANT NEWS CORONAVIRUS (COVID-19) COVER IS NOW AVAILABLE - We can confirm all of our policies now provide cover for Medical and other Expenses outside of the United Kingdom if you contract Coronavirus (COVID-19) whilst abroad. Some of our policies now also offer other additional Coronavirus (COVID-19) benefits. The policies that offer the additional cover are clearly marked where we display our prices along with the full terms and conditions. Further details of the cover can be found here. All our policies will only provide cover, if prior to your trip commencing, the Foreign and Commonwealth Office has NOT advised against all (or all but essential) travel to your chosen destination. If you are travelling against advice outlined by the FCO https://www.gov.uk/foreign-travel-advice you will NOT be able to make a claim. Please ensure that your chosen destination is one that is permitted for non-essential travel. We can assist you via telephone Monday - Friday 9am - 5pm or alternatively email firstname.lastname@example.org. If your query is regarding a claim please click here for further details.
The Foreign and Commonwealth Office publish travel advice on a constantly updated basis. In most cases, this advice is reviewed daily, but in countries where the situation is rapidly changing, this can be more often.
There are some countries which the FCDO advise against all travel, or all but essential travel. In the case of threats such as coups, civil unrest, or natural disaster, the FCDO will advise against travel when they consider there to be an unacceptably high risk. In the case of a terrorist threat, they will advise against travel in situations of extreme and/or imminent danger. This does not mean that they advise against travel to all countries where there is a risk of terrorist operations.
As well as showing information on whether a country is advisable to travel to, the FCDO also show travel guides for each country. These guides specify local laws and customs, entry requirements, and details of natural events and political situations.
Circumstances for essential travel vary on an individual basis, and only you are able to determine whether your travel plans are essential or not.
It might. Some policies cannot provide cover if you travel to a country the FCDO advises against travel, or against all but essential travel, to. When comparing quotes, you will need to check the policy wording.
The FCDO’s travel advice can be found here: https://www.gov.uk/foreign-travel-advice
Our medical travel insurance team are ready to provide you with assistance regarding your quote. If you would prefer to talk to an advisor to receive a quote or have a query please contact our UK based customer service team. Find out details on our contact us page.