IMPORTANT NEWS CORONAVIRUS (COVID-19) COVER IS NOW AVAILABLE - We can confirm all of our policies now provide cover for Medical and other Expenses outside of the United Kingdom if you contract Coronavirus (COVID-19) whilst abroad. Some of our policies now also offer other additional Coronavirus (COVID-19) benefits. The policies that offer the additional cover are clearly marked where we display our prices along with the full terms and conditions. Further details of the cover can be found here. All our policies will only provide cover, if prior to your trip commencing, the Foreign and Commonwealth Office has NOT advised against all (or all but essential) travel to your chosen destination. If you are travelling against advice outlined by the FCO https://www.gov.uk/foreign-travel-advice you will NOT be able to make a claim. Please ensure that your chosen destination is one that is permitted for non-essential travel. We can assist you via telephone Monday - Friday 9am - 5pm or alternatively email firstname.lastname@example.org. If your query is regarding a claim please click here for further details.
Many people have a list of places they would like to visit in their lifetimes, some want to see different cultures, others are after specific locations or views and still more want to see as many countries as possible. What ever the reason you can be sure that on every single list there will be something that means travelling to the United States.
America is a massive place and has a large number of unique experiences, views and cultures to see and explore. It is so large that there is no way to see it all in one go and that is just the part of America known as the U.S. if you consider America in it's entirety with both the North and South American regions it becomes even more incredible. This then is our small guide for taking a trip to North America or more specifically the United States of America (USA).
If you are planning a trip stateside, you may not realise quite how different it can be and if you don't want the embarrassment of sticking out in an awkward way there are a few things you may want to bare in mind.
The U.S. is almost always one of the most expensive policies to take out as the cost of dealing with anything that goes wrong is so high. This is due to the American use of insurance for so many things, the culture means that you have to pay out big when there is an issue and if you don't pay out you don't get aid. The most important element of travel insurance to America is always going to be the medical cover. Everything to do with health in the united states is very expensive from ambulance rides and treatment to repatriation if it's needed to get you home, all of it costs a lot. With medical cover these exorbitant costs are covered by your insurance so make sure your medical section is valid by adding all of your pre-existing conditions.
Other than medical you may find cancellation an important aspect with the potentially high costs of flights and travel if you have to cancel you don't want it to be a complete loss. For the same reason you may want to include travel disruption to help deal with any issues with travelling especially when travelling to northern areas of America in winter. Otherwise you will want to check the areas relevant to your type of trip. If you are going skiing include winter sports, if you are going for golfing include that, you may like to check our other guides for some ideas and tips for these areas.
As ever we at medical travel insurance can aid you in finding travel insurance for your American trip just click here to go and get a quote. Don't forget to add the options you want such as winter sports or travel disruption to get the cover you want or need.
Our medical travel insurance team are ready to provide you with assistance regarding your quote. If you would prefer to talk to an advisor to receive a quote or have a query please contact our UK based customer service team. Find out details on our contact us page.