A guide to adding activity cover to you travel policy

Covering activities while you are abroad

Travel insurance can be extended to cover many things. Need cover for a Cruise? That can be added, going golfing? That's an option, how about a ski trip? Yes that is an extra, but what about other holiday activities like Bungee jumping, Parasailing or Zorbing? Well for these you will need to get an activity pack added on as an extra. These packs allow you to have cover for various hazardous or dangerous activities that you may wish to participate in while on holiday.

These activity packs are a useful addition to your policy however not every travel insurance policy has them available so be sure to check policy wordings. On top of this many travel policies have different activities in different packs and due to how irregular they are we are not easily able to add them to the online quoting system. The easiest way to get a policy with your selected activity added and covered is to call us. Our call centre team are friendly and helpful and can add the activity pack you desire to a policy and provide you with an accurate quote to suite your needs.

Let's take a look at what can be covered

The activity packs are different from policy provider to policy provider and many do not even have an option to add them, however there are options to add any of the following activities to at least one of the policies we have available.

• Abseiling
• Adventure Racing
• Aerobics
• Airboarding
• Airsoft
• Alligator Wrestling
• Amateur Athletic Track and Field Events
• American Football
• Angling/Fishing
• Animal Sanctuary/Refuge Work
• Archaelogical Digging
• Archery
• Assault Courses including High Ropes
• Athletics
• Badminton
• Ballooning - Hot Air
• Bamboo Rafting
• Banana Boating
• Bar Work
• Baseball
• Basketball
• Beach Games
• Biathlon
• Big Foot Skiing
• Big Game Hunting
• Billiards
• Bird Watching
• Black Water Rafting
• Blade Skating
• Blowcarting
• BMX Freestyle & Racing
• Board & Card Games
• Boardsailing
• Bobbing
• Bobsleigh
• Body Boarding
• Bouldering
• Boules
• Bowling
• Bowls
• Boxing
• Breathing Observation Bubble (BOB)
• Bridge
• Bridge Swinging
• Buggying
• Bull Riding
• Bull Running
• Bungee Jumping
• Camel/Elephant Riding/Trekking
• Camping
• Canoeing / Kayaking
• Canyoning
• Caravanning
• Carer
• Caring for children (au pair/nanny)
• Cat Skiing
• Catamaran Sailing
• Cave Diving
• Cave Tubing
• Caving/Pot Holing
• Charity or conservation work (voluntary)
• Chess
• Clay Pigeon Shooting
• Climbing
• Coaching only (no playing or involvement in sport or activity)
• Coasteering
• Cricket
• Croquet
• Cross Country Running
• Cross Country Skiing
• Curling
• Cycling - Cycle Touring/Leisure Biking/Cycle Racing
• Cyclo Cross
• Dancing
• Darts
• Deep Sea Fishing
• Deer Stalking
• Devil Karting
• Dinghy Sailing
• Dirt Boarding
• Disc Golf
• Diving
• Downhill Mountain Biking
• Drag Racing
• Dragon Boat Racing
• Driving Any Motorised Vehicle
• Dry Slope Skiing
• Elephant Trekking
• Equestrian
• Expeditions
• Extreme Sports
• Falconry
• Fell Walking/Running
• Fencing
• Fishing
• Fives
• Flag football
• Fly boarding
• Flying as passenger (private/small aircraft)
• Flying crew/pilot
• Football
• Free Diving
• Free Mountaineering
• Freestyle Skateboarding
• Fresh Water/Sea Fishing
• Frisbee/Ultimate Frisbee
• Fruit or Vegetable Picking
• Gaelic Football
• Glacier Skiing
• Glacier Walking
• Glass Bottom Boats
• Gliding
• Go Ape
• Go Karting
• Golf
• Gorge Walking
• Gorilla Trekking
• Gymnastics
• Handball
• Hang Gliding
• Harness Racing
• Heliskiing
• High Diving
• Highland games
• Hiking/Trekking/Rambling/Walking
• Hiking/Trekking/Walking up Kilimanjaro or Inca Trail
• Hill Walking
• Historical Research
• Hobie Catting
• Hockey
• Horse Jumping
• Horse Riding
• Hot Air Ballooning
• Hunting / Shooting
• Hurling
• Husky Dog Sledding
• Hydro Zorbing
• Hydrospeeding
• Ice Climbing
• Ice Diving
• Ice Go Carting
• Ice Hockey
• Ice Holing
• Ice Marathon
• Ice Skating
• Ice Speedway
• Ice Windsurfing
• Indoor Climbing (on climbing wall)
• Indoor Skating
• Indoor Sky Diving
• Inline skating
• Iron Man
• Jet Boating
• Jet Skiing
• Jogging
• Jousting
• Judo
• Karate
• Karting
• Kayaking
• Keepfit
• Kendo
• Kick Sledging
• Kite Boarding/Buggying/Surfing
• Kiting
• Kloofing
• Korfball
• Lacrosse
• Land Skiing
• Land Yachting
• Langlauf
• Laser Tag
• Low Ropes
• Luge/Bobsleigh
• Manual Labour
• Marathons
• Martial Arts
• Micro Lighting
• Mini Golf
• Mixed Gas Diving
• Model Flying
• Model sports
• Modern Pentathlon
• Mono Skiing
• Motocross
• Motor Racing/Rallies/Competitions

• Motorcycling
• Motorised Buggying
• Mountain Biking
• Mountain Boarding
• Mountain Walking
• Mountaineering
• Netball
• Octopush
• Off Road Motorcycling
• Off-Piste Skiing/Snowboarding
• Orienteering
• Outdoor Endurance Tests
• Overland Trips
• Paint Balling
• Parachuting
• Paragliding
• Parapenting/Paraponting
• Parasailing
• Parascending
• Passenger Sledge
• Pedalos
• Petanque
• Peteca
• Pigeon racing
• Polo
• Polo Cross
• Pony Trekking
• Pool
• Potholing
• Power Boating
• Power Gliding
• Power Kiting
• Power lifting
• Professional Entertaining
• Quad Bikes
• Quoits
• Race Day or Event - Motorcycles
• Rackets
• Racquet Ball
• Rafting
• Rambling
• Rap Running/Jumping
• Re-Enactment
• Refereeing
• Restaurant Work
• Rifle Range
• Ringos
• River Bugging
• River Punting
• River Tubing
• River Walking
• Road cycling
• Rock Climbing/Scrambling
• Rodeo
• Roller Blading
• Roller Hockey
• Roller Skating
• Rounders
• Rowing
• Rugby
• Running Sprint/Long Distance
• Safari / Safari Trekking
• Sail Boarding
• Sailing/Yachting
• Sand Boarding
• Sand Dune Surfing/Skiing
• Sand Yachting
• Scuba Diving
• Sea Canoeing/Kayaking
• Sea Fishing
• Segway
• Shark Cage Diving
• Shark Free Diving
• Shinty
• Shooting
• Skateboarding
• Skeleton
• Ski Acrobatics
• Ski Biking
• Ski Blading
• Ski Boarding
• Ski Dooing
• Ski Flying
• Ski Joering
• Ski Jumping
• Ski Mountaineering
• Ski Racing
• Ski Randonee
• Ski Run Walking
• Ski Stunting
• Ski Touring
• Ski Yawing
• Skiing
• Sky Diving
• Sky Jumping
• Sky Surfing
• Slack-Lining
• Sledging/Tobogganing
• Sleigh riding (reindeer, horses or dogs)
• Small Bore Target Shooting
• Snooker
• Snorkelling
• Snow Biking
• Snow Blading
• Snow Carting
• Snow Go Karting
• Snow Kiting
• Snow Mobile/Ski Doos
• Snow Mobiling
• Snow Parascending
• Snow Scooting
• Snow shoe walking
• Snow Surfing
• Snow Tubing
• Snow/Terrain packs
• Snowboarding
• Snowcat Driving
• Soccer
• Softball
• Solo Climbing/Mountaineering
• Solo Mountaineering
• Solo Scuba Diving
• Spear fishing (without tanks)
• Speed Sailing
• Speed Skating
• Speed Trials/Time Trials
• Sphereing
• Squash
• Stoolball
• Stoopball
• Street Hockey
• Students working as counsellors or university exchanges for practical course work (excluding manual)
• Summer Tobogganing
• Surf life-saving
• Surfcasting
• Surfing
• Swim Trekking
• Swimming
• Swimming with Dolphins
• Sydney Harbour Bridge
• Table Tennis
• Tae Kwon Do
• Tandem Paragliding/Skydiving
• Team Games
• Telemarking
• Ten Pin Bowling
• Tennis
• Theme Parks
• Tobogganing/Sledging
• Tough Mudder
• Track Day or Event - Motorcycles
• Trampolining
• Tree Top Canopy Walking
• Trekking to Everest Base Camp
• Trekking/Mountain Walking/Hiking/Rambling/Mountaineering
• Triathlon
• Tubing
• Tug of War
• Ultimate
• Under 17 Driving (not public roads)
• Unicycle riding
• Via Ferratta
• Volleyball
• Wake Boarding
• Walking
• War Games/Paint Balling
• Water parks
• Water Polo
• Water Skiing / Water Ski Jumping
• Weight Lifting
• Whale Watching
• White Water Rafting + Canoeing
• Wicker Basket Tobogganing
• Wind Tunnel Flying
• Windsurfing
• Winter sports
• Winter Walking
• Working
• Wrestling
• Yachting
• Yoga
• Zip Lining
• Zip Trekking
• Zorb Football
• Zorbing

It's a long list and might have given you a few ideas to try on your holiday. If it has we hope you have fun and enjoy the activity and your holiday, just make sure to add it to your insurance!

Activities with medical travel insurance

Medical conditions can prevent some activities from being viable or even possible, others can cause the activity cover to become invalid even if it seems manageable, so please be sure to check your policy wording when you are searching for medical travel insurance that includes an activity or activity pack as well as medical cover. As for other areas to look out for we recommend you take a look at the baggage cover to see that it gives you cover for any equipment you may need for your particular activity and look at cancellation to see if it covers the cancellation of your activity.

Cover can seem similar across all travel insurance policies, it only tends to vary in the details. You will find some policies provide better cover by offering higher protection amounts or lower excesses in different areas and this can include the activity cover so make sure you look for precisely what is covered and watch out for any exclusions.

As ever we at medical travel insurance are here to help you find travel insurance that's right for you and your trip, if you don't need activity cover just click here to go and get a quote. If you do want to cover your activities then currently you will need to call us as each policy is too varied to make selection clear online.