IMPORTANT NEWS CORONAVIRUS (COVID-19) COVER IS NOW AVAILABLE - We can confirm all of our policies now provide cover for Medical and other Expenses outside of the United Kingdom if you contract Coronavirus (COVID-19) whilst abroad. Some of our policies now also offer other additional Coronavirus (COVID-19) benefits. The policies that offer the additional cover are clearly marked where we display our prices along with the full terms and conditions. Further details of the cover can be found here. All our policies will only provide cover, if prior to your trip commencing, the Foreign and Commonwealth Office has NOT advised against all (or all but essential) travel to your chosen destination. If you are travelling against advice outlined by the FCO https://www.gov.uk/foreign-travel-advice you will NOT be able to make a claim. Please ensure that your chosen destination is one that is permitted for non-essential travel. We can assist you via telephone Monday - Friday 9am - 5pm or alternatively email email@example.com. If your query is regarding a claim please click here for further details.
The Worldwide region generally covers all available countries, some policies may split it into two regions Worldwide and Worldwide excluding USA/Canada/Caribbean this is because particular regions will often increase the cost of insurance particularly with regards to medical cover.
If you choose Worldwide you will have cover anywhere you go with the exception of countries that are on the Foreign and Commonwealth Office (FCDO) no travel list. This list is of countries the government recommends no travel to and as such is considered a no-go list for most travel insurance companies. To find out the current travel advice on the country you wish to visit please check here. If you really aren't sure where you will go or are planning on going to the USA, Canada or the Caribbean then this may well be what you want but it does increase the cost of cover. If you don't plan on going to these countries you will probably find a cheaper policy by choosing the Worldwide excluding option or being more specific and choosing another appropriate region.
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Our medical travel insurance team are ready to provide you with assistance regarding your quote. If you would prefer to talk to an advisor to receive a quote or have a query please contact our UK based customer service team. Find out details on our contact us page.