Peace of mind, without the fuss
Let's be honest — thinking about all of the exciting things you can do, see and eat while you're away is more exciting than travel insurance. But making sure you're protected while you're away is really important, especially if you have pre-existing health conditions.
At Medical Travel Insurance, we keep things as simple as possible. Tell us about your conditions and we'll show you a range of competitive travel insurance quotes.
We can offer cover for a wide range of pre-existing medical conditions – including diabetes, arthritis, asthma, cancer, strokes, epilepsy, high blood pressure, heart conditions and many more. So if you have a health condition you're worried about getting covered, get a quick online quote today.
Need help? Our friendly team are there if you need them, with options for alternative, customised cover.
Medical Travel Insurance and you
Don't let the frustration of finding cover for your medical conditions get in the way of your holiday. We know finding the right cover can be frustrating. That's why we've made it as simple as possible for you to get the medical travel insurance cover you need.
Join the thousands of customers we've covered over the years. Our medical travel insurance covers over 1,000 different medical conditions, with competitive prices for single trip, annual multi-trip, winter sports, cruise and golf cover.
Here's how it works...
- Tell us about yourself and your trip
- Answer easy questions about your health
- Choose the cover that's right for you
- Pay for your travel insurance policy online
How our medical screening process works
You might not need to go through our medical screening process at all. So before you start, we'll ask you a few simple questions. If we need to know more about your medical conditions, we'll ask you to choose which conditions you have using an easy-to-use search function.
Once you've found your condition, we'll ask you some questions about it. Then we'll take care of the rest and make sure you get cover you need for that condition. If we can't cover your condition for some reason, we'll let you know.
Screening multiple conditions is easy. Once you've answered the questions for one condition, just search for the next one and answer the questions that come up. When you're done, we'll show you your quotes.
Common medical conditions
More than three million people in the UK are diagnosed with both type 1 and type 2 diabetes. Standard holiday insurance tends to exclude cover for pre-existing medical conditions, and this can include diabetes. If you've been diagnosed with diabetes, you'll need to disclose it when you apply for travel insurance to make sure you're protected while you're away.
Epilepsy affects different people in different ways, and it's important your travel insurance is tailored around your specific needs. Standard travel insurance policies may exclude cover for pre-existing medical conditions like epilepsy. Our simple medical screening process allows you to declare it and choose a product that will cover your needs.
Many people who have – or have had – cancer can still travel, and going away on holiday can be a great way to relax. If you need medical treatment for your cancer while you're away, travel insurance can protect you. Travel insurance for cancer can cover you if you need to cancel or cut short your trip, if you require emergency medical attention – or for the costs to get you back home.
Frequently asked questions
Why do I need medical travel insurance?
The cost of medical care abroad can reach the hundreds of thousands. If you need assistance with a pre-existing medical condition and you haven't been covered or haven't declared it, you may have to cover the costs yourself.
Should I get annual cover or a single trip policy?
If you're planning to take more than one holiday in a year, an annual travel insurance policy could work out cheaper. Single trip travel insurance will cover you for the exact duration of your holiday.
Can you cover winter sports and other activities?
Yes! We can cover winter sport activities like skiing, snowboarding and more. Just make sure you let us know about any pre-existing medical conditions you have when applying for your cover.
Is our medical travel insurance a specialist cover?
No, this isn't specialist cover. You'll be covered for cancellation, baggage cover, travel disruption and much more. Medical cover for you and your family members can also be included, sometimes without anything extra to pay (but this depends on the condition).
What is a pre-existing medical condition?
A pre-existing medical condition is any illness, disability or injury for which you've received either medication, treatment or medical advice – or suffered any symptoms for – before you bought your travel insurance cover. You'll need to declare these conditions when you apply for your holiday insurance cover. We may need to ask you a few questions about your conditions before we can give you a quote.
Does your travel insurance include cover for Covid-19?
All of our policies include cover for medical and other expenses if you contract coronavirus (COVID-19) while you're abroad. Some of our policies also offer additional coronavirus (Covid-19) cover. These policies are clearly marked where we display our prices, as well as in the full terms and conditions.
Our partners
